Philipp Hochreiter

Profile

Philipp Hochreiter is an independent regulatory consultant with more than 15 years of professional experience in both the public and the private sector. After five years at the Austrian Financial Market Authority (FMA) as a regulatory economist in the Authority’s financial stability department, Philipp joined Erste Group, where he held various regulatory and compliance positions in Erste Group’s Vienna headquarters and the Group’s London branch.

He then joined Bitpanda, a Vienna-based crypto-asset service provider and neo broker, where he held several managerial and compliance positions before becoming an independent consultant. In addition to providing advice to private sector clients, Philipp has been supporting the International Monetary Fund (IMF) as an external short-term expert on a number of fintech-related capacity building and technical assistance projects since November 2023 and serves as an IMF Visiting Scholar since June 2026.

Areas of expertise

• 01Fintech, in particular crypto-asset service providers (CASPs), stablecoin arrangements and neo brokerage
• 02Cross-cutting regulatory issues (intra-group, cross-border, cross-sector)
• 03Regulatory horizon scanning, regulatory gap analyses and bespoke trainings on a large number of regulatory subjects

Selected engagements & achievements

1. 01

   Successfully supported a fintech firm in obtaining its payments licence and in implementing from scratch a tailor-made compliance framework fit for growth.

2. 02

   Successfully supported crypto-asset service providers and asset managers in preparing for and undergoing on-site examinations by supervisory authorities, including the optimisation of internal control systems based on gap analyses and training of key function holders.

3. 03

   Successfully supported several fintech-related IMF capacity building and technical assistance missions, and published contributions to IMF technical assistance reports and working papers.

4. 04

   Successfully engaged with EU supervisors, including as an external lecturer at the EU Supervisory Digital Finance Academy (EU-SDFA) at the European University Institute in Florence, Italy.